Description: This paper presents a discussion on the paper titled, 'Work Life Expectancy as a Measure of Damages' by Thomas C. Smith and Frank L. Griffin, Jr. The technical aspects of the original paper are discussed, legal precedents for damage findings, and additional factors to be considered in determining damages.

Description: An update to the 1990-99 study, data was collected covering the experience period from 01/01/00 – 12/31/07. The data was gathered throughout 2009 from 16 companies. After reviewing the data provided by the participating companies, the committee decided that it would be appropriate to produce a new experience report that would cover the entire 18 years of experience data that had been gathered over the last decade.

Description: The purposes of this paper were to help determine the level of adequacy of the 1964 Commissioners Disability Table as a basis for reserving disabled lives, and to provide individual insurers with information that might aid them in their deliberations concerning reserve adequacy and reserve table modifications. From Transactions of Society of Actuaries 1980, Vol. 32.

Description: This paper presents and discusses the 1952 inter-company study of the experience under certain ordinary disability benefits between the 1930 and 1950 anniversaries. From TRANSACTIONS OF SOCIETY OF ACTUARIES, 1954 VOL. 6 NO. 14.

Description: This is the 1960 Report on the mortality and total and disability experience by number of lives for calendar years 1955 through 1959 under group term life insurance policies. Data incudes only those policies with a waiver of premium disability clause, extended death benefit clause and total and permanent disability clause. From Transactions of the Society of Actuaries, 1960 Reports.

Description: The Society's Group Disability Insurance Experience Committee has completed their study of termination experience for the period 2009-2017. Included is a preliminary report, consolidated database (CDB), pivot tables and appendices.

Description: This paper presents and analyzes data on disability and disability termination rates from group waiver of premium, group disability income, individual loss-of-time business and the OASDI system. The paper also presents the differences in disability termination rates between male and female and the possible causes. From Transactions of Society of Actuaries 1979, Vol. 31.

Description: 1984 Study covering experience of individual disability loss-of-time policies for 1982-1983. The study separates the first year of the benefit period, and combined second and third year experience of the benefit period. From Transactions of Society of Actuaries 1984 Reports

Description: This is the final report of the Committee to Recommend New Disability Tables for Valuation. The report proposes valuation standards to the National Association of Insurance Commissioners NAIC for group long-term disability income insurance products GLTD. From Transactions of Society of Actuaries 1987, Vol. 39.

Description: The main focus of this report is the presentation of information and methodologies to support the analysis of the financial impact of AIDS on individual companies writing life insurance in the U.S. Topics include reserving and development of valuation tables used for both statutory and GAAP accounting. This report should be viewed as a supplement to the Individual Life Report. Many of the issues and conclusions in the Individual Life Report are equally applicable to individual disability insurance and are therefore not discussed herein. From Transactions of Society of Actuaries 1990, Vol. 42.