Description: Impaired annuities - a niche product marketed to people at the “at-need” edge of long-term care and has the potential to instruct in bridging the gap for the products now being marketed to people “pre-need.” From Long-Term Care, Dec 2003, Issue No. 10

Description: This article describes the attempt to discover a product for the elderly already receiving long term care, which focused on impaired annuities, and finding the appropriate distribution options.

Description: This article describes the opportunities for providing financial services for the near- and post-retirement market, particulary for the insurance industry if willing to retool product, market and or distribution. The article gives an example of retooling a life contingent annuity.

Description: This paper describes the prevalence of the still uninsured long-term care financial risk, and how the at-need annuity/home equity combination can address long term care needs.

Description: This is a research project discussing on the needs and opportunities of the older age market to be used in the development and distribution of products that will protect future retirees from financial risk.

Description: Author’s response to discussant comments for the 2009 Housing Wealth monograph paper, “Home Equity and At-Need Annuities—A Dynamic Long-Term Care Funding Duo”. The paper describes the prevalence of the still uninsured long-term care financial risk, and how the at-need annuity/home equity combination can address long term care needs.

Description: Abstract for “Home Equity and At-Need Annuities—A Dynamic Long-Term Care Funding Duo.” This paper describes the prevalence of the still uninsured long-term care financial risk, and how the at-need annuity/home equity combination can address long term care needs.

Description: Full version of NewsDirect Newsletter, Summer 2001, Issue No. 37.

Description: Full version of NewsDirect Newsletter, January 2003, Issue No. 42.

Description: This report, with linked reference material, provides information on the needs and opportunities of the older age market, and the implications of the public's perceptions of their retirement risks, to be used in the development and distribution of products that will protect future retirees from financial risk.