Description: Views of several actuarial participants in this lawsuit, regarding new buyer disclosure requirements, were printed in our May Issue. Mr. Murphy spoke for the plaintiffs, whose strongest objection to the disputed Wisconsin Regulation was its omission of the Equivalent Level Annual Dividend from the preliminary policy summary.

Description: This meeting session covered proposed amendments to valuation and nonforfeiture laws, which included a new mortality table and the dynamic interest rate concept, and the SEC's scrutiny of annuities and Guaranteed Investment Contracts.

Description: This 1979 session focused on cost disclosure in the United States. Topics covered: 1. Status of required cost disclosure in the United States. 2. Recent commentary on cost disclosure 3. Elements of a good disclosure system as viewed by the agent, the consumer, and the company.

Description: Presented at May 1996 Spring Meeting. Speakers from a bank, stockbrokerage and mutual fund company address, for their industry, the nature of customer contact, methods of distribution, investment management capabilities, the need for a level playing field, and potential cross-breeding of various industries.

Description: In the development of a group long term disability LTD premium scale it is necessary to consider the level of credit that should be given for offset of Social Security benefits. The amount of the Social Security award and the proportion of LTD payments that will be made while the individual is receiving that award should be considered.

Description: This panel at the SOA 1991 Atlanta Annual Meeting discusses equity between and among policyholders from the viewpoint of both mutual and stock companies. A variety of issues are explored in terms of how to maintain equity, including dividends, adjustable premium and/or benefit products, replacements and 'update' programs.