Description: There is some reason to believe that the trend of life companies entering the A & S business will continue. Both the public and the government are becoming increasingly aware of the need and desirability for the widest possible coverage against the loss of income because of disability and against the cost of medical care. This should lead to an expansion of the market for A & S insurance which should attract still other companies to the field in the future. Followed by several discussion papers submitted

Description: This discussion on dividends looks at the two factor system and the experience premium system of distributing dividends and if they are more satisfactory under present-day conditions than the three factor method. Also discussed was the uniform reversionary bonus system. From Transactions of Society of Actuaries 1949, Vol. 1, No. 1.

Description: The purpose of this paper is to analyze several existing versions of the return of premium provision and to attempt to develop a logical critique of the concept, with the object of suggesting certain criteria [cost, equity, and compatibility with the purpose of the basic coverage of the health contract] which could serve as a basis for evaluating the merits of various forms of the provision. From Transactions of Society of Actuaries 1970, Vol. 22, Pt. 1, No. 64.

Description: This article contains reviews of the following books published in 1960: 1. 'Health Insurance' by E. J. Faulkner, 2. 'The Elements of Group Insurance' by G. N. Watson, 3. 'Legal Protection of Private Pension Expectations' by E. W. Patterson, and 4. 'Economic and Financial Aspects of Social Security' by J. H. Richardson. Notices of other articles and publications are also included. From Transactions of Society of Actuaries 1961, Vol. 13, No. 35 AB.

Description: Digest of a panel discussion looking at problems arising in issuing limited amounts of life insurance without a war clause to active members of the Armed Forces, types of death losses the Actuary considers as war deaths not suited for in existing premium rates and problems created by the war from the standpoint of protective provisions in disability and accidental death clauses.

Description: This discussion at the SOA 1962 Jacksonville and Chicago Regional Meetings focuses on family coverages and associated issues.

Description: These discussions at the 1967 New York and New Orleans Regional Meetings covered topics related to individual life and health insurance including health topics, individual life underwriting, reinsurance, individual policy pension fund expenses, tax sheltered annuities, and market testing products.

Description: This paper examines the adjustment of premiums under guaranteed renewable health insurance policies. From Transactions of Society of Actuaries 1960, Vol. 12, No. 34.

Description: The panel provided a basis for discussing the implications of the new tax code to life insurance and associated products, including annuities and accident and health insurance, but no discussion of the taxation of insurance companies.

Description: The Joint Committee on Health Insurance appointed a subcommittee, known as Task Force 4, to study the problems of reserves for accident and health insurance. The final report of the Task Force, including basic tables of net annual claim costs for hospital and surgical expense insurance, was adopted by the NAIC at its December 1956 meeting. This article contains the Task Force's final report [included as Appendix A] and 30 Tables for use in valuing hospital and surgical expense insurance in accordance with the recommendations of Task Force 4. From Transactions of Society of Actuaries 1957, Vol. 9, No. 25.