Description: This panel discussion from the SOA's 1975 Annual Meeting addressed the perceived future of pension plans. Discussions included expectations related to: 1 Plan Terminations, 2 Trend toward defined contribution or profit sharing, 3 Career pay benefit formulas, 4 Slowdown in plan liberalizations, 5 Slowdown in establishment of new plans, 6 Integration with Social Security, 7 Cost of Living Increases, 8 Inclusion of pre- and post-retirement spousal benefit at employer's cost, 9 Retirement Age, and 10 Mandatory Pensions.