Description: This is a report that summarizes a Survey of Life Insurance Utilization of Automated Underwriting Systems. It was sponsored by the Committee on Life Insurance Research, Marketing and Distribution and Product Development Sections of the Society of Actuaries and the research was conducted by Deloitte. The report covers many aspects of how much industry interest there is for automated underwriting systems, the goals life insurers seek to accomplish in using them, how the automated systems function, and how successfully they perform.

Description: Organic, top-line growth is key to life insurance companies for creating shareholder value and achieving long-term success. Companies that do not position themselves for organic growth risk falling behind as competitors seize market opportunities for expansion.