Description: Editor's comments on current issues in the LTC market such as Lyme Disease and new leadership in Washington, announcememt of the upcoming LTCI conference, and results from the latest LTC Section member satisfaction survey.

Description: Although rate structures where low-cost cohorts subsidize high cost cohorts may be justified from a actuarial, marketing, or legal standpoint, the subsidization creates risks which must be understood and monitored. This article presents the concept of subsidization signature to measure and interpret the effects of rate subsidization, and to assess the sustainability of rating structures and the sensitivity of business mix assumptions.

Description: An examination of LTCI rate increases from three different perspectives: the insurance company, the policyholder, and the insurance department.

Description: May 2010 issue of the Long-Term Care Insurance Section newsletter.

Description: We pose a series of identical questions to diverse long-term care insurance industry leaders asking them to share thoughts.

Description: Editor previews the issue

Description: There are many ways to manage a long-term care closed block of policies but some of the common ones are rate increases, enhancement of claim practices and helping policyholders to remain independent and thriving at home.

Description: Chairperson's Corner. Commentary on the changing conditions in the LTC insurance industry,

Description: Understanding How Families Search for Long-Term Services and Supports

Description: A discussion of a gathering in Las Vegas of more than 500 insurance agents who discussed various answers to the question: Will there still be a long-term care insurance (LTCi) industry going forward?