Description: Cost sharing reduction (CSR) payments are offered to low-income individual insurance buyers under the ACA. After October 2017, the difference in costs between the standard silver plan and CSR variants were defunded. To cover the costs of defunding, insurers have increased rates either through "broad loading" or "silver loading." States are approaching this adjustment differently, which is leading to some interesting differences between states. This article will review these differences.

Description: It is with great pleasure that we announce the winner of the “2024 Best Article” in Reinsurance News. Amongst a pool of exceptional articles, the article “What Does the Future of Mortality Look Like?” submitted by Adam Jedynak and Connie Cheng was chosen by the jury as the victorious submission. The article appeared in the June 2024 issue of Reinsurance News. It explores recent shifts in mortality, including post-COVID excess mortality, and looks at the impact of medical advancements and societal changes on mortality.

Description: Panel discussion of managers of actuaries discussing do's and don'ts of managing actuaries in a virtual world. When employees no longer come into the office five days per week, eight hours each day, how do you maintain productivity, team building, morale? How do you facilitate team work and ensure camaraderie is improved? The great reset, not the great resignation! As employees figure out if they want to be 100% remote, or 100% in the office, or somewhere in between, and employers determine their stance on in-office for virtual, the actuarial workforce is resetting itself with employees finding their lifestyle match with employers. Zoom, Teams, WebEx - 'you're on mute' might be the most used business phrase in the past 4 years! Managers can glean helpful insights that will make them more effective managing their actuarial teams.

Description: This session will delve into the valuable lessons learned from recent accounting change implementation, covering both model and process optimization. Attendees will gain industry knowledge as we explore optimization decisions made by others, highlighting both successful strategies and areas for improvement. We will discuss key decision points throughout the entire actuarial process, including data manipulation, actuarial calculation engine, and post-model reporting.