Description: Retirees and their advisors should construct diversified portfolios of retirement income, allocating among various retirement income classes that include Social Security, annuities, and systematic withdrawals from invested assets. This essay discusses the pros and cons of various retirement income generators and the issues with constructing retirement income portfolios.

Description: Using the Cox proportional Hazards Model to improve underwriting debits and credits.

Description: This article introduces SymPy, a computer algebra system (CAS) for the Python programming language.

Description: A follow-up to the first Preferred Class Structure Report, which contains the additional analysis of areas identified while preparing the first report of preferred class structure data from statistical agent submissions.

Description: An update to the 1975-79 report, this time including experience by amounts as well as by lives.

Description: This study was undertaken to review pooled companies’ mortality experience on cases reported to the MIB with findings suggesting an increased probability of ethanol-related complications or hepatic dysfunction.

Description: The author shares the story of his actuarial career and provides insight into the development of retirement today and the past and future of the pension actuary.

Description: This article examines the history, theory, and effectiveness of high-deductible health plans and health savings accounts.

Description: Results and discussion of a survey of FAS 87 Assumptions employed for non- USA defined benefit plans as of 12/31/1996

Description: This paper presents the modeling of mortality risk from exposure to a potential future extreme event such as a natural disaster and a terrorist attack, and its impact on life insurance. With this new model, quantities associated with the total force of mortality such as survival function are derived and the impact of mortality risk on life insurance is examined.