Description: Key excerpts from research recently performed by Milliman consultants for the SOA on the impact of VM-20 on life insurance product development.

Description: Article includes a summary of Milliman's 10th annual survey of leading UL and IUL industry competitors. Product and actuarial issues are covered.

Description: Report summarizing the results of the 2018 PBITT UL with Secondary Guarantees Survey

Description: This is a research report summarizing results of premium persistency assumptions used by life insurers for flexible premium UL products.

Description: The authors explore a new approach to the premium persistency assumption in universal life products.

Description: Provides an overview of the case “Reserve Mechanical”

Description: The Chairperson addresses the readers.

Description: Proposes alternatives for estimating the long term interest returns in Indexed Universal Life products. Defends expected return of 20%-45% on hedge budgets.

Description: Discussion of a new product concept in life insurance: Registered Indexed Variable Universal Life (RIVUL). A product idea based on the sales success of Registered Indexed Life Annuities (RILA), but applied to life insurance. The article discusses the pros and cons of the product idea and the ability of it to provide a company with something different relative to existing universal life insurance products.

Description: This article addresses the expected impact that the 2001 CSO table will have on pricing and product structure for UL plans.