Description: In January 1998, the NAIC Life and Health Actuarial Technical Task Force asked the Society of Actuaries to address disability reserving issues. The reason for this request was that the NAIC had received reports that statutory reserves based on the current morbidity tables frequently fail the tests of adequacy and reasonableness. Further, they requested that this review extend to contract and claim reserves and across all lines of disability insurance - group and individual, and short- and long-term. They also requested help in establishing when it is appropriate for a company to use its own experience in valuation. This report represents a recommendation to the NAIC for an interim update to the 1985 CIDA Table for Individual Disability claim reserves. This zip file contains the final report and appendices.

Description: This is the portion of the report showing CGDT at 7.0% tables included with the 1996 Group Long-Term Disability Insurance Report. Please see the SOA website experience studies for the full report and other related documents.

Description: Preface to the Group Weekly Indemnity Insurance and the Group Long Term Disability Insurance studies.

Description: The Society's Group Disability Insurance Experience Committee has completed their study of termination experience for the period 2009-2017. Included is a preliminary report, consolidated database (CDB), pivot tables and appendices.

Description: The 2013 Individual Disability Income Valuation Table (2013 IDIVT) approved by the NAIC as the new statutory minimum reserve morbidity basis.

Description: Covers the experience of employer/employee groups for the period 1976 - 1980.

Description: The Individual Disability Experience Committee (IDEC) of the SOA has gathered industry data covering 2006-2015. This sessions will highlights their findings on the recent industry experience compared to the 2013 Individual Disability Income Valuation Table (2013 IDIVT), including the impact of the recession on incidence and terminations. The audience will gain an understanding of how the recent industry experience compares to the most recent valuation table. The session will cover claim incidence and claim termination Actual to Expected (A/E) using 2013 IDIVT as the expected basis. The adequacy of the modifiers will also be also be discussed.

Description: A Discussion of why female mortality is higher than male mortality at higher ages.

Description: CD Paper Exhibits - Exhibit #1 SOA from NewsDirect Newsletter, Spring 2000, Issue No. 34, Special Supplement.

Description: This is the part of the report showing the CGDT at 5.5% tables to the 1996 Group Long-Term Disability Insurance Report. Please see teh SOA website experience studies for teh full report and other related tables.