Description: This paper examines the current presence of more females in the work force, and the Social Security/retirement issues that are raised by this trend. From Retirement Implications of Demographic and Family Change Symposium Monograph, M-RS02-2.

Description: The first objective is to highlight the key trends and projections that describe the magnitude and scope of the aging world in the 21st century. The second is to identify some of the key issues that countries in the developed and developing world will have to face as a consequence of population aging. The third objective is to emphasize the triumph and opportunities of an aging world, providing a counterpoint to the prevailing notion that the aging of societies is a catastrophe, leading only to undue burden on future generations.

Description: Paper estimates the burden of chronic disability on the U.S. elderly population, using sex-specific measures of long-term care LTC service use, intensity and costs.

Description: ESG is the abbreviation of Environmental, Social and Governance, which has become an increasingly popular concept in the capital markets across the globe. Although definitions on ESG vary slightly according to different sources, the general understandings are similar. Environmental refers to issues related to the planet, such as climate change mitigation and biodiversity protection; Social focuses on issues around societal problems, such as gender inequality; Governance puts emphasis on building and maintaining a sound corporate governance system.

Description: Highlights of the International Experience Study (IES), a joint research venture of the SOA’s International Section and Research Department, the International Actuarial Association, local actuarial associations and corporate sponsors to provide actuaries around the world with practical experience information in emerging markets.

Description: This paper examines how income sources change when married women in Britain, the U.S., and Germany are widowed, and it draws inferences about the income consequences of specific retirement and survivorship provisions. .

Description: In light of the almost universal mortality differential by sex, Chapter 6 examines briefly the major causes of death comparing the results by sex: heart disease, cancer, accidents/violence, cerebrovascular disease, and infectious/parasitic disease. From Why Men Die Younger: Causes of Mortality Differences by Sex, M-LI01-1.

Description: As product development professionals, we know that getting customer feedback is a key component of the product development process. If crafted carefully, these sessions can uncover true unmet needs, unlock the next product innovation, and create market share gains, all while creating something that contributes to society. As quoted during one of our last focus groups, “Magic stuff happens here.” When designing your research, are you doing all that you can to promote inclusive thinking? By focusing on the design of your study—through overall theme and by paying attention to the details in the process—you can uncover new perspectives that you may not have considered, if not for being deliberate in your actions. Instead of just avoiding structures that create biases, we need to actively incorporate inclusivity. Our team performed a study titled “Designing Solutions to Empower Women,” which focused on women’s viewpoints and how those could be incorporated into life insurance product development. I would love to share some of my experiences and tips collected along the way.

Description: Elderly women living alone experience some of the highest poverty rates in the United States. One reason for their financial frailty is that they face more longevity risk than men. Existing financial products that can mitigate this risk are not attractive to many people. Can alternative vehicles for pooling longevity risk be developed outside the insurance market that would appeal to these individuals? This paper suggests some risk-pooling approaches and compares their effectiveness and viability.

Description: Chapter 4 states that greater male mortality is almost universal throughout the world, although the difference between male and female mortality varies from country to country and region to region. From Why Men Die Younger: Causes of Mortality Differences by Sex, M-LI01-1.