Description: In session 138 PD of the Washington Annual Meeting panelists discuss the possibility of a single premium immediate annuity that offers liquidity options. From the Record of the Society of Actuaries, Vol. 23, No. 3.

Description: Increasing life spans and fluctuations in the equity markets have raised awareness of the potential of outliving one's income. This presentation from Session 30 of the SOA June 2004 San Antonio Spring Meeting discusses single premium immediate annuities as one solution to this growing issue. From the Record of the Society of Actuaries, Volume 30, No. 2.

Description: The question of sex discrimination in employee pension plans in life insurance programs is only part of the more general issue of risk classification. Challenges to the old ways of classifying risks are not limited to pensions or to life insurance. It also impacts auto insurance, health insurance, and all other areas. However, for this discussion we will concentrate on sex discrimination in pension and retirement plans. From Record of the Society of Actuaries 1979, Volume 5, No. 1.

Description: Summarizes IRS private letter ruling PLR 200818018, released Jan. 29, 2008, related to treatment of certain payments under Immediate VAs as SEPPs, and discusses its significance.

Description: Three papers use sophisticated actuarial methods to develop a straightforward retirement income strategy that can be implemented in virtually any IRA or 401(k).

Description: This paper reviews the need for longevity insurance during retirement, and then establishes a framework to study the total asset allocation decision in retirement, which includes both conventional asset classes and immediate payout annuity products.

Description: This article offers issues and trends with immediate payout annuities.

Description: Panelists discuss major pricing issues with immediate annuities: [1] mortality assumptions, including improvement projections and substandard risks, [2] investment strategy, [3] expenses, and [4] valuation. Also discussed separately is a description of structured settlements and special issues with marketing such products. From the 1988 Record of Society of Actuaries, Vol. 14, No. 4A.

Description: Provides a methodology for determining the value of the share of a particular individual in a joint and survivor annuity held by a trust.

Description: 1959 intercompany study of mortality under individual immediate and refund annuities issued between 1931 through 1957 and covering experience between anniversaries from 1953-1958.