Description: This database and analysis, from the Society of Actuaries [SOA] ‘Experience Studies – Group Health,’ was prepared by the SOA Medical Large Claims Experience Committee, SOA Committee on Health Benefit Systems Research and the SOA Health Section. The database is a follow-up to the 1991–92 Group Medical Large Claims Database. The study explores and analyzes factors affecting incidence rates and the distribution of claim sizes. The database contains claims from three years: 1997, 1998 and 1999. While the 1991–1992 database focused only “large claims” i.e., claimants with annual paid charges of at least $25,000, the 1997–1999 database contains all claimants, regardless of charge amount. Data from seven insurers are represented. For the three years combined, the database contains 4,294,030 claimants and total paid charges of approximately $7.1 billion. In addition to the report there is 2 page database documentation and four zipped data files.

Description: Examines the question of whether health-care costs, or health insurance costs, are in crisis.

Description: This experience study, from the Society of Actuaries [SOA] ‘Experience Studies – Individual Life,’ was conducted by the SOA’s Individual Life Insurance Experience Committee. This report is on intercompany mortality experience by amount of insurance under standard individually underwritten issues, including policy years 2005–07. In the 2002-04 and 2004-05 Studies, the Milliman Extension to the 1975-80 Basic Tables was used. This extended data through issue age 87. For this study, a further extension to issue age 99 was used. This can be found in the spreadsheet titled Issue Age 99 1975-80 Basic Table Extension. The four zipped files found on this page contain Excel pivot tables that provide more detail of the data summarized in the report.

Description: This report, from the Society of Actuaries [SOA] ‘Experience Studies – Individual Annuities,’ was prepared by the SOA Task Force on Mortality Guarantees in Variable Products. This study of mortality on deferred variable annuities over the period 1991-1995 was designed to test the adequacy of the 1994 MGDB Valuation Mortality Table to cover presumed extra mortality on variable annuities [Vas] with Substantial Minimum Guaranteed Death Benefits [MGDBs] as compared with VAs with Minimal MGDBs. A parallel study of fixed annuity experience was carried out as a control. In addition to report includes a six page document of instructions to participating companies.

Description: This report represents the second in a series of studies conducted jointly by LIMRA International and the Society of Actuaries Long-Term Care Experience Committee and focuses on recent longterm care insurance industry persistency results. The study examines persistency experience by reporting on changes in both voluntary lapse and total termination activity for all participating companies during calendar years 2002 through 2004.

Description: This experience study, from the Society of Actuaries [SOA] ‘Experience Studies – Individual Life,’ was conducted by the SOA’s Individual Life Insurance Experience Committee. This report is on intercompany mortality experience by amount of insurance under standard individually underwritten issues. In previous reports, mortality experience over a single anniversary year was studied. In this report, experience over four individual anniversary-to-anniversary study years is reported with the discussion focusing on trends during this period. This report is expected to appear in a future issue of the Society's TSA Reports. Consists of five pdf documents: a report and four containing tables.

Description: This experience study, from the Society of Actuaries [SOA] ‘Experience Studies – Individual Life,’ was conducted by the SOA’s Individual Life Insurance Experience Committee. This report is on intercompany mortality experience by amount of insurance under standard individually underwritten issues. This study focuses on the single year results from the 1995-96 study period and also examines experience in the most recent five-year period 1991-96 in order to provide a larger volume of data so that broader comparisons of results can be made. Consists of two pdf documents: a report and tables.

Description: The purpose of this paper is to examine the underlying issues of replacement rates for the benefit of retirement security stakeholders, particularly public policy makers, pension plan sponsors, advisors, financial product providers, and individuals planning for retirement. Additionally, guidance is provided on building replacement rate measures. From the Society of Actuaries - 2011.

Description: Editorial on Continuing Education.

Description: This report, from the Society of Actuaries [SOA] ‘Experience Studies – Individual Disability,’ represents the first study of individual disability income [IDI] lapse experience conducted jointly by LIMRA International and the Society of Actuaries [SOA] Individual Disability Insurance Experience Committee. The study examines lapse activity for years 1999 through 2001.