Description: There are many ways to actively utilize BE approaches – and implementing these important tools can help insurers in many ways.

Description: The SOA's GDIEC has completed their study of termination experience for the period 2004-2012. Included is a preliminary report and pivot tables.

Description: Panelists discuss the types of adverse selection faced by disability insurers and the manner in which companies deal with the risk in different markets. From the Record of the Society of Actuaries, Vol. 31, No. 2, Session 5

Description: The Individual Disability Experience Committee (IDEC) of the SOA has gathered industry data covering 2006-2015. The presenters will highlight findings on the recent industry experience compared to the 2013 Individual Disability Income Valuation Table (2013 IDIVT), including the impact of the recession on incidence and terminations. They will cover claim incidence and claim termination Actual to Expected (A/E) using 2013 IDIVT as the expected basis. The adequacy of the modifiers will also be discussed.

Description: The SOA's GDIEC has completed their study of termination experience for the period 2004-2012. Included is a preliminary report and pivot tables.

Description: Essay where payers desiring to optimize health gains per dollar spent should avoid “across the board” cost sharing, and instead implement a “value based” design that removes barriers/provides incentives to encourage desired behaviors for patients and providers.

Description: The report analyzes the results of a survey of LTD carriers in the United States, focusing on how LTD carriers reflect benefit offsets in the valuation of their reserves.

Description: This is a research project on issues in applying credibility in group long-term disability (LTD) insurance.

Description: Summary of a LTD Profitability and Market Survery discussing growth, profits and new developments. Issue No. 34.