Description: In the wake of the pandemic, much of the insurance industry is now endeavoring to find sustainable, longer-term solutions among many forced innovations – and to ensure that temporary adaptations add value beyond mere change.

Description: The paper summarizes results from two doctoral dissertations. The first discusses integration of insurance products with investment products to mitigate the risk of outliving one’s assets. The second discusses modeling and pricing for the longevity risk in the secondary market in insurance, including a provision for adverse deviation PAD.

Description: This article discusses gaining a competitive advantage by reducing new-business processing costs using point-of-sale technology.

Description: Defines Accelerated Underwriting programs as a transformational trend, and outlines a process for evaluating mortality implications of such programs.

Description: Top 10 myths and truths about EHRs.

Description: Medical/Technological Advances

Description: Learn about business Analytics in Insurance - Practical case studies and implementation.

Description: Key findings from Milliman's 2019/2020 UL/IUL survey. Provides benchmarking for UL/IUL competitors relative to trends in the industry.

Description: This article summarizes a session at a recent SOA meeting that featured numerous short presentations on underwriting ideas. The focus was on areas such as, process improvement, improved underwriting information, middle market penetration, and organizational issues.

Description: In this video Jenna Fariss, ASA MAAA, delves into the nuanced relationship between actuaries and underwriters. She highlights the fundamental differences in their approaches to risk assessment. The discussion dives into the challenge of predicting individual mortality accurately, addressing concerns like anti-selection and the integration of predictive models and machine learning into underwriting practices. Ultimately, the session underscores the evolving landscape of mortality risk assessment, blending traditional methods with innovative techniques for a dynamic future in the insurance industry. Contributors : Jenna Farris, ASA, MAAA; Jon Forster ASA, MAAA; Mark Gardiner