Description: This article discusses considerations for statistical biases that may arise in LTC blocks due to historical benefit reductions. The article explores these biases in the context of experience studies and experience projections.

Description: This article provides a high-level overview of the 2015 Intercompany Long-Term Care Insurance (ILTCI) Conference that was held March 22-25, 2015, at the The Broadmoor in Colorado Springs. The article contains a summary of all conference activities, including various networking and educational opportunities. The main objective of the conference is to provide an information sharing and collaborative environment for insurance professionals, regulatory authorities, insurance educational institutes, actuaries and other special groups with an interest in long-term care (LTC) insurance.

Description: This article discusses the details of being classified as cognitively impaired, particularly the relationship between being classified as cognitively impaired and subsequent mortality experience and the effect of cognitive impairment on mortality rates.

Description: Implications of Demographic and Family Change on retirement and long term care. From Long-Term Care Newsletter, December 2002, Issue No. 7.

Description: This article focuses on strategies that long term care insurance companies are using today to invest assets more profitably and manage risks more effectively to help ensure that they can meet their obligations and move forward in an uncertain market.

Description: A Review of Proposed Changes to the NAIC’s Model Regulations for LTC Insurance and it's shortcomings in addressing rate stability and marketing abuses. From Long-Term Care Newsletter, April 2001, Issue No. 4.

Description: Steps the AAA long-term care work group is taking to address the actuarial certification and rate stability of LTCI. From Long-Term Care Newsletter, August 2001, Issue No. 5.

Description: Welcome to the first articles written for the Underwriting Network appearing in the newsletter. At the 5th Annual Inter-Company LTCI Conference, Dr. William Rodman Shankle and Dr. James M. Jacobson gave us a fresh look at cognitive testing.

Description: Feature article discussing how leveraging intelligent automation can help financial services firms to automate processes, increase efficiency and consistency, and allow existing human labor to focus on more strategic activities while also improving customer experiences.

Description: Overview and summary of LTC First Principles modeling article series