Description: John Naisbitt, in Megatrends, defined a megatrend as a general shift in thinking or approach affecting countries, industries and organizations. This article challenges actuaries to consider off-the-charts factors within their risk maps and consider their potential impact.

Description: Terra Brasis Re is a local multi-line Brazilian Reinsurance company operating since 2012. Terra Report is a comprehensive report that analyses and provides insightful comments regarding the Brazilian reinsurance market on a quarterly basis both in English and Portuguese. It is akin to a financial report provided by the Investment houses on specific industries and Terra Report has received high praise both within Brazil and internationally. The SOA Newsletter Reinsurance News recently interviewed Rodrigo on the development of this report.

Description: This editorial notes how change is constant in the world around us and that the SOA has adopted a theme of change. Articles in this issue of The Actuary, which are all related to change, are summarized.

Description: Editorial discussing the tumultuous insurance industry and current financial crisis.

Description: Editorial discussing actuaries and social media, specifically Facebook.

Description: Full version of International Section News, February 1999, Issue No. 18.

Description: Feature article about how life insurance companies can manage the financial risk of life and annuity unclaimed property.

Description: In November 2011, a number of associations, including the American Council of Life Insurers [ACLI], filed comments with the Brazilian regulatory authority urging Brazil to stop restricting reinsurance access to only domestic reinsurers in one of the world’s leading emerging markets for insurance. This article examines the background and legitimacy of this complaint.

Description: Charity project that links Actuarial Science with Art

Description: Provides background on the Brazilian insurance authority's ban of the group life rider benefit for Total and Permanent Disability due to illness, TPD. Then discusses alternative benefits that could be offered as replacements.