Description: Under reserving, under pricing, and excessive growth are responsible for the majority of financial impairments in the insurance industry. What can the industry learn from stress testing and predictive modeling to alter future behavior? As the regulatory environment becomes more complex, the role of an analyst has expanded and is much than just reviewing financial statements. This session will discuss all the new risks that must be assessed and monitored to stay abreast of current trends.

Description: this article addresses the need for rate increases in LTC insurance and some common misconceptions.