Description: The 2024 Dangerous Risks survey shows respondents react to recent increases in "old favorite" risks as technology evolves and the environment moves away from the pandemic.

Description: This report summarizes the results of a 2022 survey examining mortality improvement practices of life and annuity companies in the U.S. and Canada.

Description: Initiated by the Financial Reporting Section, this paper explores rising interest rates. Following this path, the paper will look at implications of interest rate changes for the life insurance industry, current stress testing practices, and how a risk manager can proactively prepare for an uncertain future. A paper published in 2014 focused on why rates could stay low, and some aspects of this paper are similar (e.g., description of insurance products). This paper also uses a sample model office to help practitioners look at their own exposures. It includes typical interest-sensitive insurance products and how they might perform across various scenarios, as well as a survey to establish current practices for how insurers are testing interest rate risk currently.

Description: Web page with link to research report that describes the current state of Enterprise Risk Management practices for health organizations.

Description: Research report describing the results of an Emerging Risks Survey conducted in 2013. The report includes comparisons to the five previous surveys as well as a survey sent to INARM members in April 2008.

Description: Natural Resource Sustainability Summit

Description: This is a research report describing the results of an Emerging Risks Survey that asked members of the International Network of Actuarial Risk Managers [INARM] about emerging risks that will have the greatest impact over the next few years. They were also asked by modeling techniques and future spending on risk management.

Description: Demographic challenges due to longevity increases and low fertility rates will lower economic growth as measured by GDP. By deconstructing GDP growth between population and productivity growth the article describes the problem and presents potential solutions. The article builds off an SOA research paper published in November 2023, Demographics and Productivity: Drivers of Economic Growth.

Description: The goal of this paper is to examine similarities between value investing and enterprise risk management (ERM) methods.

Description: This article discusses that while life style funds make sense for some, a growing minority of individuals successfully make their own investment decisions. It points out that these options should be kept available and that if proper education is provided the informed investor population would grow.