Description: Who wants to be a Millionaire - Annuity + LTC edition! Through a series of increasingly challenging questions to our contestants, we will explore the depths of annuity + LTC products! Unlike annuity + LTC customers, in this gameshow there will be a winner and there will be a loser. Through the game show format, this session will explore emerging market trends and their drivers in annuity + LTC products, including long-run structural demographic and economic forces. The panelists will also review product design and assumption development considerations, contrasting annuity + LTC products with life + LTC products. We will challenge contestants on the compliance and regulatory issues in product development. Finally, we will provide a future outlook and areas for growth in this niche market. Attendees will understand the emerging product designs, risk profiles, and market potential for annuity + LTC products, and one attendee will win a million dollars*. (*monopoly money)

Description: Our panel of experts will explore 'Blue Zone' communities, the common denominators slowing the aging process and the potential impacts these initiatives could have on disability and long-term care insurance.

Description: In this video Dale Hall, Managing Director of Research at the Society of Actuaries Research Institute, discusses the recently published report on Informal Caregiving: Measuring the Cost and Reducing the Burdon. Highlighting the motivation behind the research and addressing the substantial costs and widespread impact of informal caregiving, Hall presents statistics indicating the prevalence and financial implications, emphasizing the disproportionate burden on women. He explores the potential negative effects on caregivers and their employers, especially in the context of evolving demographic trends and the influence of COVID-19. Contributors: Dale Hall FSA, MAAA, CFA, CERA , Rose Northon, Steven Siegel ASA MAAA, Jon Forster ASA MAAA

Description: In this video Robert Eaton, FSA MAAA Principal at Milliman goes over benefits, triggers for claims, coverage limits and structure, and ancillary benefits. He then talks about the evolution of LTC products into hybrid life products. Contributors: Robert Eaton, FSA MAAA Danica Turner, FSA, MAAA, CERA, Scott Allen, FSA MAAA Jon Forster, ASA MAAA

Description: Come build, and move beyond, the SOA funded research in Minnesota about the creation of a public/private program to provide catastrophic long term care (LTSS) coverage for citizens. Since that time other states have begun to be engaged in this effort. California has approved a research effort to look at models for funding their citizens LTC needs. New York State, through the efforts of their governor, is also looking at reforms that at some point will include financing. Colorado has begun to look at this as well. And Minnesota has funded new efforts to develop more on its own about both the catastrophic idea funded by SOA but also how to expand and change the delivery of LTC through existing home and community-based programs, including Medicare and Medicaid. This raises the question of whether LTC reform in the states will take this direction as interest in raising taxes (whether general revenue or by a payroll deduction) faces headwinds. Come learn about the recent state efforts and have a chance to offer your own assessment.

Description: This session will discuss: • What is social insurance and advantages of financing LTSS that way • Design decision points for an LTSS program • Existing examples of programs in the US and Abroad • Challenges and differences in pricing state-based LTSS financial reform.

Description: The Society of Actuaries (SOA) Research Institute’s Group Disability Experience Committee (GDEC or the Committee) and LIMRA are soliciting group long-term disability (LTD) incidence experience for 2015-2022.

Description: "COVID-19 and excess mortality: an actuarial study – Camille Delbrouck, Aon Benfield, Belgium, Jennifer Alonso-García, Department of Mathematics, Université Libre de Bruxelles, Belgium, ARC Centre of Excellence in Population Ageing Research (CEPAR), UNSW Sydney, Australia Netspar, The Netherlands How did COVID-19 change the dependence structure across major causes of death – Han Li, Ph.D., Associate Professor, Centre for Actuarial Studies | Faculty of Business and Economics, The University of Melbourne, Victoria, Australia"

Description: Navigate a perspective on the process of developing estimates and projections of mortality rates, based on a Living to 100 paper by the teacher. Discover the approach and considerations an actuary (or others) can take to develop a mortality rate assumption for five time periods. It will describe techniques to estimate historical mortality rates from which to project future mortality rates.

Description: Getting people to think beyond retirement about future care needs and how they will be paid for is critical for a healthy aging plan. However, most people avoid the topic and make rushed decisions when finding long-term care services. Hear from experts in this advisory field explain what a successful plan looks like and what it takes to get people to plan ahead.