Description: The author discusses the Genetic Information Nondiscrimination Act of 2008 GINA and its ultimate effect on the long-term care industry in general, and on current and future insureds, specifically.

Description: In spite of the growing need for long-term care financing, recent sales are stagnant and the number of insurance companies offering long-term care insurance is dwindling. This article examines some of the shortcomings of today’s product and suggests a different approach.

Description: A discussion about how companies should monitor their LTC experience. What does the future hold? What metrics should they review and how frequently. These and other related topics are covered.

Description: Proposes setting premiums such that inflation and age could change the premium over time, rather than prefunding. The value may be to change the approach to pricing LTC and improve the risk.

Description: The author analyzes why LTCi is so risky, capital-intensive and unprofitable, and then makes the case that if we rethink the fundamental way a stand-alone LTCi should work, it can be transformed into a successful product.

Description: The author discusses changes in LTC insurance transactions.

Description: Review of LTC Industry

Description: Chairperson's update on the Long-Term Care Insurance Section .

Description: The basics and importance of the utilization assumption for long-term care insurance.

Description: Update on LTC Section activities and other issues from the perspective of a Society of Actuaries' staff actuary.