Description: Article focusing on the current and future state of health insurance in the U.S.

Description: How to offer constructive criticism and use it as a tool to improve work processes, nurture business relationships and get the outcomes you want.

Description: Managing in the 21st century.

Description: The core of actuarial work involves assessing the present value of future liabilities. This requires us to make assumptions about the future. The future is inherently uncertain. Communicating that uncertainty to others is a major challenge for actuaries.

Description: Retirees and their advisors should construct diversified portfolios of retirement income, allocating among various retirement income classes that include Social Security, annuities, and systematic withdrawals from invested assets. This essay discusses the pros and cons of various retirement income generators and the issues with constructing retirement income portfolios.

Description: A review of the 2009 Health Spring Meeting, which included speakers & sessions on the future of the SOA, U.S. health care reform, claims data issues & improvements, predictive modeling, underwriting principles, employer stoploss, cost trends, LTD & disability, and mental health parity regulations.

Description: Over the last year or two, there has been a noticeable increase in the number of U.S. news topics that involve actuarial thinking such as Obama-care and long-term health of Social Security. While it is a nice feeling to see actuaries at the center of the action, much, or even most of the debate is conducted without any understanding of the actuarial concepts involved. This article is about the challenge of actuaries educating the public on these issues, especially when the profession is still working hard to bring its communication skills up to the level of its technical expertise.

Description: An examination of LTCI rate increases from three different perspectives: the insurance company, the policyholder, and the insurance department.

Description: Cassie He and Linda Liu, two actuarial students, invite Mark Freedman, the President-Elect of SOA to share with us his experience as an actuary, the challenges and opportunities facing actuaries and the outlook for the profession as SOA president.